Financing IVF & Fertility Care

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Understanding Your Financial Options

At NYU Langone Fertility Center, we are committed to helping you navigate all financial aspects of fertility treatment. Our clinic offers comprehensive infertility treatments at competitive rates. We work closely with each patient to explore payment options, including insurance coverage and financing programs, that help make care more accessible. We ease the financial stress of fertility care so you can grow your family with confidence.

How we can help  |  Available financing & loan programs  |  Financing FAQs

Financing IVF and Fertility Treatments: How We Help

Before starting a treatment cycle, all patients meet with a member of our billing team to ensure they are fully informed about the pricing of their individual treatment plan. We prioritize transparency in our pricing and offer both payment plans and self-pay options.

We’ve worked with individuals and couples across New York City at our fertility clinics on the East Side and West Side of Manhattan, as well as Westchester, NY, to find fertility solutions that are both effective and financially manageable. Ready to take the next step? Book an appointment at one of our convenient locations to learn more.

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Fertility Financing & Loan Programs

Fertility care is a deeply personal journey, and we want our patients to concentrate on growing their families rather than worrying about financial concerns. That's why we partner with reputable third-party lenders and financial institutions to offer financing and IVF loan options.

Whether you're considering a single treatment cycle, multi-cycle packages, or medication coverage, our team is here to help you review your options thoroughly. We'll work with you to find the solution that best meets your unique needs.

Progyny

Progyny provides extensive coverage for a wide range of fertility treatments, each valued as a fraction of a Smart Cycle, their easy-to-use benefit currency. The Progyny Smart Cycle bundles all individual services, tests, technology, and treatments into one comprehensive package. This approach allows patients to access the treatments best suited to their needs without worrying about running out of coverage mid-treatment.

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Maven

Maven is the largest virtual clinic for women's and family health. Their clinically-managed fertility program offers continuous, holistic care for fertility, pregnancy, and parenting throughout the entire fertility journey. They even provide 24/7 assistance from reproductive endocrinologists and mental health providers. Members also have access to other aspiring parents going through similar journeys. NYU Langone Fertility Center is a preferred partner in Maven’s fertility clinic referral network. In addition to receiving top-quality fertility care, Maven members enjoy perks and discounts at our fertility clinics.

For more information, please contact your human resources department or email support@mavenclinic.com.

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Carrot

Carrot Fertility offers comprehensive fertility benefits to both employers and individuals. With a personalized platform that helps patients navigate the complex world of fertility and reproductive health, Carrot Fertility covers fertility treatments, egg freezing, adoption, and other paths to parenthood. They partner with employers to provide these benefits as part of their employee wellness programs, creating a more inclusive and supportive workplace environment.

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LiveStrong Fertility

LIVESTRONG Fertility provides financial assistance for individuals diagnosed with cancer who are looking to preserve sperm, eggs, or embryos before treatment.

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Kindbody

Kindbody offers fertility financing through a partnership with PatientFi, providing monthly payment plans to make treatments more accessible. They also accept various insurance plans and partner with employers to offer fertility benefits, which can help reduce costs.

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BUNDL

NYU Langone Fertility Center proudly partners with BUNDL, a unique program that allows patients to package multiple treatment cycles together into one up-front cost. BUNDL is flexible, giving patients multiple packages to choose from, as well as custom add-ons. BUNDL understands that fertility treatment comes at a significant financial and emotional cost. Their industry-first risk protection plans offer full or partial refunds for unsuccessful treatments, subject to eligibility criteria and additional terms and conditions, so you can minimize your financial burden and focus on building your family.

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Fertility Financing & Loans FAQs

  • The best IVF loan for you depends on your specific treatment plan and budget. At NYU Langone Fertility Center, we partner with multiple top lenders, including Carrot, Maven, BUNDL, and more, to offer a range of programs tailored to each patient.

  • Fertility loans function similarly to traditional personal loans. You begin by applying through a lending partner, and your loan offer is then determined based on your credit score and treatment plan. Once you're approved, the lender will transfer the funds directly to the clinic, and you'll repay the loan in monthly installments.

  • Yes. Fertility loans can also help cover the cost of IUI, egg freezing, genetic testing, and other treatment-related expenses. Our financial team will walk you through what's eligible under each financing option.

  • While some lenders offer financing options for patients with lower credit scores, interest rates and terms can vary. We're happy to help you explore your options if you have concerns about your credit.

  • It's best to apply as soon as you have your treatment plan, so you can borrow the correct amount for your specific care and start treatment as quickly as possible.

Learn More About Fertility Financing with NYU Langone Fertility Center

Navigating finances ahead of fertility treatment can be daunting, but you don’t have to do it alone. We're here to address any questions or concerns you may have so that you can confidently start your journey.

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