Prior to your first visit at NYU Langone Fertility Center, please reach out to your insurance company to discuss coverage for fertility services. When you speak to the customer service representative at your insurance carrier, please ask about any copayments, deductibles, lifetime maximums, prior authorizations, precertifications, fertility case management requirements, or excluded services or procedures that may apply.

If you have coverage for your initial consultation, payment will be due onsite for any copay, coinsurance, or deductible related to your visit. Once you have determined your care plan alongside your physician, payment will be due for any additional copay, coinsurance, or deductible related to your fertility treatment cycle. All copay, coinsurance, or deductible payments are determined by your insurance carrier.

Most insurance carriers will require verification of coverage before you are authorized to start treatment. The customer service representative for your insurance company may direct you to an online benefits verification or authorization portal. Please complete your insurance verification and pre-authorization as soon as possible to avoid future delays in your treatment. Additionally, please be aware: prior authorization does not guarantee future payment. An insurance carrier may deny benefits depending upon the status of your benefit when the claim is processed. Patients are responsible for any copay, coinsurance, deductible, excluded service, or excluded procedure fees not covered at the time of service or upon notification.

If you have questions about fee schedules, insurance coverage, or insurance verification and cycle authorization, please contact our billing office at 212-263-8647. Our dedicated team of billing representatives is here to help you through this process.

NYU Langone Fertility Center partners with Lending Club to provide patients with a wide variety of loan options. Lending Club offers payment plans with flexible terms, budget friendly choices, and the ability to finance amounts from $2,000 up to $50,000. Each loan program is designed to fit your individual circumstances. Once approved, a Fertility Loan Specialist will work closely with you to ensure all funds are secured prior to the start of your treatment.

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NYU Langone Fertility Center partners with BUNDL, a unique program that allows patients to lower fertility treatment cost by packaging multiple treatment cycles together into one up-front cost. BUNDL is designed to be flexible and gives patients multiple packages to choose from and custom add-ons including egg donor sourcing and risk protection plans. BUNDL knows that fertility treatment comes at a significant financial and emotional cost. Their industry-first risk protection plans offer full or partial refunds for unsuccessful treatments (subject to eligibility requirements and additional terms and conditions), so you can minimize your financial burden and focus on building your family.

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NYU Langone Fertility Center partners with Origin Finance to help put parenthood within reach. Origin offers fertility loans created by fertility experts for a variety of family building options, including IVF, Egg freezing, Embryo preservation, Gestational surrogacy, Egg donations. With industry-low rates, no pre-payment penalties, and loans up to $100K, Origin and their partners lenders can help you cover all of your fertility needs.

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