Fertility Clinic

Managing IVF Costs

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Ways to Manage IVF Costs

NYU Langone Fertility Center is committed to helping you navigate all financial aspects of fertility treatment. We offer comprehensive, state-of-the-art infertility treatment at competitive rates. The self-pay fee for an IVF cycle using autologous (your own) eggs starts at $12,650 while the self-pay fee for an IVF cycle using embryos that have undergone genetic testing starts at $16,300. Prior to starting a treatment cycle, all patients speak with our dedicated team of financial representatives to evaluate your payment options, including insurance coverage and/or patient financing programs to cover your care. Below, please find an overview of a few of the options currently available to assist patients in covering the cost of fertility treatment.

Insurance Coverage

NYU Langone Fertility Center currently participates with the following insurance carriers: Aetna, Cigna, Empire BlueCross BlueShield, Optum, Oxford Health Plans and United Healthcare. Prior to your first visit at NYU Langone Fertility Center, please reach out to your insurance company to discuss coverage for fertility services. When you speak to the customer service representative at your insurance carrier, please ask about any copayments, deductibles, lifetime maximums, prior authorizations, pre-certifications, fertility case management requirements, or excluded services or procedures that may apply.

If you have coverage for your initial consultation, payment will be due onsite for any copay, coinsurance, or deductible related to your visit. Once you have determined your care plan alongside your physician, payment will be due for any additional copay, coinsurance, or deductible related to your fertility treatment cycle. All copay, coinsurance, or deductible payments are determined by your insurance carrier.

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Fertility Benefits Coverage

NYU Langone Fertility Center partners with many companies that provide fertility benefits – our current partners include: Progyny, Maven, Carrot Fertility, and Livestrong Fertility. Speak with your employer to determine if you have access to additional fertility benefits through one of these partners.


Financing Options

NYU Langone Fertility Center partners with Lending Club to provide patients with a wide variety of loan options. Lending Club offers payment plans with flexible terms, budget friendly choices, and the ability to finance amounts from $2,000 up to $50,000. Each loan program is designed to fit your individual circumstances. Once approved, a Fertility Loan Specialist will work closely with you to ensure all funds are secured prior to the start of your treatment.

Additionally, NYU Langone Fertility Center partners with BUNDL, a unique program that allows patients to lower fertility treatment cost by packaging multiple treatment cycles together into one up-front cost. BUNDL is designed to be flexible and gives patients multiple packages to choose from and custom add-ons including egg donor sourcing and risk protection plans. BUNDL knows that fertility treatment comes at a significant financial and emotional cost. Their industry-first risk protection plans offer full or partial refunds for unsuccessful treatments (subject to eligibility requirements and additional terms and conditions), so you can minimize your financial burden and focus on building your family.